🔌 Exposes NYC Local Law 144 bias audit + EU AI Act bias-check.
Does an AI loan agent's stated denial reason match the reason it actually acted on? A causal audit harness that repairs the cited factor and replays the application to find out. LLM evaluation for credit risk, adverse action, and ECOA / 12 CFR 1002.9 compliance.
FICO-equivalent credit scoring API — 8-factor model (300–850), ECOA/FCRA compliant — by Steven Crawford-Maggard (EVEZ)
🌉 Maps MISMO mortgage records into AI-governance evidence — ECOA + EU AI Act.
Governance patterns for autonomous AI agents in regulated banking: five corrected primitives + tested model-risk effective-challenge & ECOA/Reg B adverse-action controls + a no-bundled-list sanctions workflow. Reference IP (MIT/Apache-2.0).
To associate your repository with the ecoa topic, visit your repo's landing page and select "manage topics."