diff --git a/docs/src/content/docs/get-started/installation.md b/docs/src/content/docs/get-started/installation.md
index 65d916532..9b1e35e11 100644
--- a/docs/src/content/docs/get-started/installation.md
+++ b/docs/src/content/docs/get-started/installation.md
@@ -108,7 +108,15 @@ Want the same agents across all your projects?
 squad init --global
 ```
 
-This creates `~/.squad/` — a personal team root that any project can inherit from. See [Upstream Inheritance](../features/upstream-inheritance.md) for details.
+This creates your personal squad directory — a personal team root that any project can inherit from. See [Upstream Inheritance](../features/upstream-inheritance.md) for details.
+
+**Personal squad location by platform:**
+
+| Platform | Path |
+|----------|------|
+| Linux | `~/.config/squad/` |
+| macOS | `~/Library/Application Support/squad/` |
+| Windows | `%APPDATA%\squad\` |
 
 ---
 
diff --git a/docs/src/content/docs/guide/personal-squad.md b/docs/src/content/docs/guide/personal-squad.md
index 92d7adec3..36f4e1676 100644
--- a/docs/src/content/docs/guide/personal-squad.md
+++ b/docs/src/content/docs/guide/personal-squad.md
@@ -18,7 +18,15 @@ This tutorial walks you through setup, explains what's happening behind the scen
 
 Normally, Squad lives inside a single project — `.squad/` in your repo root. Your agents know that project. They don't know your other ones.
 
-A personal squad flips that. Your team identity — agents, charters, skills, casting history — moves to a global directory (`~/.squad/`). Every project you work in can point to it.
+A personal squad flips that. Your team identity — agents, charters, skills, casting history — moves to your personal squad directory. Every project you work in can point to it.
+
+**Personal squad location by platform:**
+
+| Platform | Path |
+|----------|------|
+| Linux | `~/.config/squad/` |
+| macOS | `~/Library/Application Support/squad/` |
+| Windows | `%APPDATA%\squad\` |
 
 What that means in practice:
 
@@ -51,7 +59,7 @@ You'll see:
 
 ```
 ✅ Personal squad initialized.
-   ~/.squad/ — your global team root
+   {personal squad directory} — your global team root
    Agents, skills, and casting will be shared across projects.
 ```
 
@@ -65,7 +73,7 @@ squad status
 
 ```
 Squad Status
-  Global squad: ~/.squad/
+  Global squad: {personal squad directory}
   Agents: 0 (none cast yet — start a session to form your team)
   Skills: 0
 ```
@@ -85,7 +93,7 @@ Squad detects your global team root and writes a pointer:
 
 ```
 ✅ Squad initialized.
-   .squad/config.json → teamRoot: ~/.squad/
+   .squad/config.json → teamRoot: {personal squad directory}
    Team identity inherited from personal squad.
    Project-local state (decisions, logs) stays here.
 ```
@@ -100,12 +108,12 @@ Repeat for any project you want connected.
 
 Two things were created. Understanding the split is the key to personal squads.
 
-### The global directory: `~/.squad/`
+### The global directory: your personal squad
 
 This is your **team identity**. It contains:
 
 ```
-~/.squad/
+{personal squad directory}/
   agents/          — your agent charters and histories
   casting/         — who's been cast, role assignments
   skills/          — accumulated knowledge ("always use Zod", "prefer Tailwind")
@@ -120,7 +128,7 @@ Inside each connected project, `.squad/config.json` looks like this:
 ```json
 {
   "version": 1,
-  "teamRoot": "~/.squad/",
+  "teamRoot": "{personal squad directory}",
   "projectKey": null
 }
 ```
@@ -129,14 +137,14 @@ That `teamRoot` field is the magic. When Squad's resolution system sees it, the
 
 | | **Local mode** (default) | **Remote mode** (personal squad) |
 |---|---|---|
-| Team identity | `.squad/` in project | `~/.squad/` (global) |
+| Team identity | `.squad/` in project | Personal squad directory (global) |
 | Decisions & logs | `.squad/` in project | `.squad/` in project |
 | Agents shared? | No — project only | Yes — across all connected projects |
 | Skills shared? | No | Yes |
 
 In remote mode:
 
-- **Team identity** (agents, charters, skills, casting) → loaded from `~/.squad/`
+- **Team identity** (agents, charters, skills, casting) → loaded from your personal squad directory
 - **Project-local state** (decisions, logs, orchestration-log) → stays in this project's `.squad/`
 
 The resolution system walks up directories looking for `.squad/`. When it finds one with a `teamRoot` in `config.json`, it switches to remote mode — pulling team identity from the external path while keeping project state local.
@@ -251,7 +259,7 @@ Set a directive once:
 📌 Captured. Linting required before task completion.
 ```
 
-That directive is now in `~/.squad/` — every project, every session. Your agents enforce it everywhere. You set the standard once and it sticks.
+That directive is now in your personal squad directory — every project, every session. Your agents enforce it everywhere. You set the standard once and it sticks.
 
 Over time, your personal squad becomes an opinionated workflow engine. Not because you configured it that way — because you worked with it and it learned.
 
@@ -259,12 +267,12 @@ Over time, your personal squad becomes an opinionated workflow engine. Not becau
 
 ## 8. Use Case: Skills That Grow Everywhere
 
-Skills accumulate in `~/.squad/skills/`. Every project contributes.
+Skills accumulate in your personal squad directory under `skills/`. Every project contributes.
 
 After a few weeks:
 
 ```
-~/.squad/skills/
+{personal squad directory}/skills/
   always-use-zod.md
   prefer-tailwind.md
   cursor-pagination.md
@@ -292,7 +300,7 @@ What works well today:
 - **Consult mode** — bring your team to projects you don't own, invisibly ([docs](../features/consult-mode.md))
 
 What's still rough:
-- No sync mechanism between machines yet — `~/.squad/` is local to your machine
+- No sync mechanism between machines yet — your personal squad directory is local to your machine
 - Project keys aren't used for anything yet (that `null` in config.json)
 - No UI for browsing your global skills or agent histories (it's files for now)
 
@@ -303,10 +311,10 @@ We're building in the open. If something feels off, [open an issue](https://gith
 ## Tips
 
 - **Start with one project.** Get comfortable with the personal squad on one repo before connecting others. The value compounds, but so does confusion if something's misconfigured.
-- **Commit project `.squad/` but not global `~/.squad/`.** The project-local state (decisions, logs) belongs in version control. Your global identity is personal — keep it out of repos.
+- **Commit project `.squad/` but not personal squad directory.** The project-local state (decisions, logs) belongs in version control. Your global identity is personal — keep it out of repos.
 - **Check status anytime.** `squad status` shows your global squad directory and which projects are connected.
 - **Skills are the payoff.** The more projects you work across, the more skills accumulate. After a month, your agents have a real knowledge base tailored to how *you* build software.
-- **It's just files.** `~/.squad/` is a directory on your machine. You can browse it, edit it, back it up, copy it to another machine manually. No magic, no cloud, no lock-in.
+- **It's just files.** Your personal squad directory is a folder on your machine. You can browse it, edit it, back it up, copy it to another machine manually. No magic, no cloud, no lock-in.
 - **Global install matters.** `npm install -g @bradygaster/squad-cli` gives you the `squad` command everywhere. Without it, you'd need `npx` in each project. Global CLI + global squad = full portability.
 
 ---
diff --git a/docs/src/content/docs/reference/api-reference.md b/docs/src/content/docs/reference/api-reference.md
index 5815e8764..5e82a47fa 100644
--- a/docs/src/content/docs/reference/api-reference.md
+++ b/docs/src/content/docs/reference/api-reference.md
@@ -51,7 +51,7 @@ const squadPath = resolveSquad('/home/user/project/src');
 
 ### `resolveGlobalSquadPath(): string`
 
-Get path to global personal squad (`~/.squad/` on Unix, `%USERPROFILE%\.squad\` on Windows).
+Get path to global personal squad. Returns platform-specific path: `~/.config/squad/` on Linux, `~/Library/Application Support/squad/` on macOS, `%APPDATA%\squad\` on Windows.
 
 ### `ensureSquadPath(startPath?: string): string`
 
diff --git a/docs/src/content/docs/reference/cli.md b/docs/src/content/docs/reference/cli.md
index c88d42f0e..2e1df542c 100644
--- a/docs/src/content/docs/reference/cli.md
+++ b/docs/src/content/docs/reference/cli.md
@@ -28,7 +28,7 @@ squad init
 |---------|-------------|:------------------:|
 | `squad` | Enter interactive shell (no args) | No |
 | `squad init` | Initialize Squad in the current repo (idempotent — safe to run multiple times) | No |
-| `squad init --global` | Create a personal squad at `~/.squad/` | No |
+| `squad init --global` | Create a personal squad in your platform-specific directory | No |
 | `squad init --mode remote <path>` | Initialize linked to a remote team root (dual-root mode) | No |
 | `squad start [--tunnel] [--port N] [--command cmd]` | Start Copilot with remote phone access via PTY and WebSocket | No |
 | `squad status` | Show which squad is active and why | Yes |
@@ -239,7 +239,7 @@ When Squad starts, it looks for `.squad/` in this order:
 
 1. Current directory (`./.squad/`)
 2. Parent directories (walk up to project root)
-3. Home directory (`~/.squad/`)
+3. Personal squad directory (platform-specific: `~/.config/squad/` on Linux, `~/Library/Application Support/squad/` on macOS, `%APPDATA%\squad\` on Windows)
 4. Global CLI default (fallback only)
 
 First match wins.
diff --git a/docs/src/content/docs/reference/config.md b/docs/src/content/docs/reference/config.md
index 359c1d250..0b6ffc1ea 100644
--- a/docs/src/content/docs/reference/config.md
+++ b/docs/src/content/docs/reference/config.md
@@ -145,7 +145,7 @@ Squad finds `.squad/` by walking up:
 
 1. Current directory (`./.squad/`)
 2. Parent directories (up to project root)
-3. Home directory (`~/.squad/`)
+3. Personal squad directory (platform-specific: `~/.config/squad/` on Linux, `~/Library/Application Support/squad/` on macOS, `%APPDATA%\squad\` on Windows)
 4. Global CLI default (fallback)
 
 First match wins.
diff --git a/docs/src/content/docs/reference/sdk.md b/docs/src/content/docs/reference/sdk.md
index bff98e66c..a45744c9c 100644
--- a/docs/src/content/docs/reference/sdk.md
+++ b/docs/src/content/docs/reference/sdk.md
@@ -24,12 +24,12 @@ Find `.squad/` directories on disk.
 | Function | Description |
 |----------|-------------|
 | `resolveSquad(startPath?)` | Find `.squad/` walking up from `startPath` (throws if not found) |
-| `resolveGlobalSquadPath()` | Get `~/.squad/` path (`%USERPROFILE%\.squad\` on Windows) |
+| `resolveGlobalSquadPath()` | Get personal squad directory path (platform-specific) |
 | `ensureSquadPath(startPath?)` | Like `resolveSquad`, but creates `.squad/` if missing |
 
 ```typescript
 const squadPath = resolveSquad();                // '/home/user/project/.squad'
-const globalPath = resolveGlobalSquadPath();      // '/home/user/.squad'
+const globalPath = resolveGlobalSquadPath();      // Platform-specific: ~/.config/squad/ (Linux), ~/Library/Application Support/squad/ (macOS), %APPDATA%\squad\ (Windows)
 const safePath = ensureSquadPath();               // Creates if needed
 ```
 
diff --git a/packages/squad-sdk/src/sharing/consult.ts b/packages/squad-sdk/src/sharing/consult.ts
index 01ecca243..03b761f81 100644
--- a/packages/squad-sdk/src/sharing/consult.ts
+++ b/packages/squad-sdk/src/sharing/consult.ts
@@ -1006,8 +1006,8 @@ function extractSkillName(content: string): string | null {
 /**
  * Merge staged learnings into personal squad.
  *
- * Routes skills to ~/.squad/skills/{name}/SKILL.md
- * Routes decisions to ~/.squad/decisions.md (with smart merge)
+ * Routes skills to personal squad directory via resolveGlobalSquadPath() to skills/{name}/SKILL.md
+ * Routes decisions to decisions.md in personal squad directory (with smart merge)
  *
  * @param learnings - Staged learnings to merge
  * @param personalSquadRoot - Path to personal squad root
@@ -1035,7 +1035,7 @@ export async function mergeToPersonalSquad(
     }
   }
 
-  // Route skills to ~/.squad/skills/{name}/SKILL.md
+  // Route skills to personal squad directory (via resolveGlobalSquadPath()) at skills/{name}/SKILL.md
   const skillsDir = path.join(personalSquadRoot, 'skills');
   for (const skill of skills) {
     const skillName = extractSkillName(skill.content) || skill.filename.replace('.md', '');
@@ -1053,7 +1053,7 @@ export async function mergeToPersonalSquad(
     skillsAdded++;
   }
 
-  // Route decisions to ~/.squad/decisions.md
+  // Route decisions to personal squad directory at decisions.md
   if (decisions.length > 0) {
     const decisionsPath = path.join(personalSquadRoot, 'decisions.md');
     const newContent = decisions.map(d => d.content.trim()).join('\n\n');